Showing posts with label Business ideas. Show all posts
Showing posts with label Business ideas. Show all posts

Thursday, December 9, 2021

 Small Business Loans: Hi friends, do you have a new business idea? However there are a number of banking services available that will provide you with enough funding to start a business. All the banks we have mentioned below offer loans ranging from Rs 1 lakh to Rs 75 lakh. Think about how much debt you need to bring your business into action. The loan term is up to 60 months.

Small Business Loans
Small Business Loans

హాయ్ ఫ్రెండ్స్, మీ దగ్గర కొత్త బిజినెస్ ఐడియా ఉందా? అయితే మీరు వ్యాపారాన్ని ప్రారంభించడానికి సరిపడా నిధులందించే అనేకమైన బ్యాంక్ సర్వీసులు అందుబాటులో ఉన్నాయి. క్రింది మేము సూచిన బ్యాంకులన్నీ ఒక లక్ష రూపాయల నుండి 75 లక్షల వరకూ రుణాన్ని అందిస్తాయి. మీ బిజినెస్ కార్యరూపంలోకి తీసుకు రావడానికి ఎంత ఋణం అవసరమో ఆలోచించుకోండి. రుణ కాలపరిమితి 60 నెలల వరకూ ఉంటుంది.

Small Business Loans details 

 Interest Rate

 11.90% p.a. - 30% p.a.

 Loan amount

 Rs.50,000 – Rs.75 lakh 

 Repayment Tenure 

 Up to 60 months 

 Small Business loans offered by financial Banks

Listed below are several financial lenders offering business loans and the key details of the small business loans:

Financial Bank: HDFC Bank

Interest Rate: 11.90% p.a. - 21.35% p.a

Loan Amount: Up to Rs.50 lakh

Loan Tenure:  12 months – 48 months

Financial Bank: RBL Bank

Interest Rate: As per the terms and conditions set by RBL Bank

Loan Amount: Up to Rs.10 lakh

Loan Tenure: 12 months – 60 months

Financial Bank: Bank of Baroda

Interest Rate: As per the terms and conditions set by Bank of Baroda

Loan Amount: Up to Rs.5 lakh

Loan Tenure:  12 months – 48 months

Financial Bank: Axis Bank

Interest Rate: As per the terms and conditions set by Axis Bank

Loan Amount: Rs.50,000 – Rs.50 lakh

Loan Tenure: 12 months – 60 months

Qualifications you need to have for a small business loan

Applicants applying for a business loan must be a resident of India.

Every applicant applying for a business loan must be a self-employed person with at least 3 years of business experience.

Applicant must be at least 21 years of age.

Applicants applying for a business loan must provide proof of business turnover and IT returns for the last 2-3 financial years.

Each applicant must show the balance sheet profitability of the business.

స్మాల్ బిజినెస్ లోన్ కోసం మీరు కలిగియుండాల్సిన అర్హతలు 

బిజినెస్ లోన్ కోసం అప్లయ్ చేసే దరఖాస్తుదారులు ఖచ్చితంగా భారతదేశ నివాసి అయి ఉండాలి.

బిజినెస్ లోన్ కోసం అప్లయ్ చేసే ప్రతి దరఖాస్తుదారులు కనీసం 3 సంవత్సరాల వ్యాపార అనుభవంతో స్వయం ఉపాధి పొందిన వ్యక్తి అయి ఉండాలి.

దరఖాస్తుదారునికి కనీసం 21 సంవత్సరాలు వయస్సు కలిగి ఉండాలి.

బిజినెస్ లోన్ కోసం అప్లయ్ చేసే దరఖాస్తుదారులు ఖచ్చితంగా గత 2-3 ఆర్థిక సంవత్సరాల వ్యాపార టర్నోవర్ మరియు IT రిటర్న్స్ యొక్క రుజువును అందించాలి.

ప్రతి దరఖాస్తుదారులు వ్యాపారం యొక్క బ్యాలెన్స్ షీట్ లాభదాయకతను చూపాలి.

Documents required for a small business loan

Below are the documents that small business loan applicants will need to submit for verification:

Proof of identity – Aadhaar card, Passport, Voter ID Card, etc.

Proof of address – Passport, Utility bill, Voter ID card, etc.

6 months’ bank statements.

Business Income Tax Certificate, Balance sheet showing profits and loss of the last 2 years that has been certified by a Chartered Accountant.

Proof of business – establishment license, trade license, etc.

Sole proprietor deed, partnership deed, etc.

House property or commercial property documents – for secured business loans.

How to generate passive income: idea No:1

Wednesday, February 3, 2021

 Best Business ideas | Most successful small business ideas

Some businesses are inherently more profitable than others. This could be because the expenses and overheads are low, or the company charges a lot for its services or products. Yet all businesses, no matter how profitable, can be a challenge to get started.

Best Business ideas - Most successful small business ideas

Best Business ideas - Most successful small business ideas

Catering service

You don’t need expensive premises to run your own restaurant business and can even operate your service from home, with minimal overhead costs. People and businesses are willing to pay for quality caterers, which makes this business profitable for those who work hard and have the determination to succeed.

Website design

Websites have become “windows to any successful business”. Hence, creative and quality web designers remain in high demand. Again, the low expenses and high rates make web design a lucrative business to run, provided you have the creative and technical know-how that is!

Preparation of declarations and accounting

Without the need for fancy premises or expensive equipment, tax preparation and bookkeeping services come with low overhead costs. Also, the standard rate for quality preparers and accountants is a living wage.

That said, if you're not good with numbers, preparing people's taxes and keeping their finances up to date isn't for you.

Messaging services

Other than the expense of your vehicle to deliver the goods, independent couriers do not have significant overhead costs. Getting lucrative contracts from the major courier companies can pay off. However, in a competitive market, securing lucrative contracts can be difficult.

Online tutoring

You could be a math genius, a native Spanish speaker, or a crafty guitarist. Whatever your talent, offering an online tutor can be a great way to earn an income with exceptionally low expenses.

Real estate brokerage

Profits associated with real estate remain high and if you want to get into this business one of the most profitable ways to do so is to start a real estate brokerage company.

Real estate brokers act as an intermediary between sellers and buyers and all you need to get started is a brokerage license. That said, finding your own clients can be difficult, given the number of real estate brokers.

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Tuesday, January 5, 2021

New business ideas | small business ideas

New business ideas-Small business ideas

New business ideas-Small business ideas

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Likewise, if you are passionate about making beautiful furniture or other wooden household items, there is a demand for it. List some of your coins on sites like Etsy, eBay, or Craigslist. Once you've created a suite, consider building a website, accepting custom orders, or expanding into finishing and upholstery work.

Freelance developer

Freelance developer

From building websites for other small businesses to providing technical support for certain projects, quality web development is in high demand today. With such a technical skill set, make sure you can describe what you are doing and how you will be doing it in easy to understand language. Test your posts on friends and family who don't have a good understanding of your job.

Personal trainer

Personal trainer

Offer in-home consultations, personalized nutrition and exercise regimens, and community boot camps to spread the word. Don't forget to fill an Instagram feed with inspirational quotes, free exercise videos, and delicious snack ideas. It's a common way for fitness gurus to build their brand.

Freelance graphic designer

Freelance graphic designer

Set your own schedules, choose your projects, and build a portfolio and a business you're proud of. From website designs to blog graphics and more, many companies are looking for experienced graphic designers for all kinds of projects.

Life / career coach

Life / career coach

If you have some experience under your belt, put it to use as a life or career coach. Many of us are looking for career advice - and finding someone with the time to mentor us can be difficult. Life / Career Coaches don't come cheap, but they are able to provide clients with the intense, hands-on training and guidance they need to make serious changes in their personal and professional lives.

Freelance writer

Freelance writer

If you have writing skills, there is someone out there willing to pay you for them. Write blog posts, magazine articles, and website copies galore - just make sure you have a body of work to share with potential clients. Even if you create a few samples to have on hand, they will help you showcase your work and attract new business.



Speak a foreign language? Start a translation service. Consider specializing in a specific genre of translation, such as medical or financial translation, as you may be able to fill a niche need in your community.

Garden designer

Garden designer

A lot of people have the will to do the dirty work in their backyard, but few have the know-how to design a garden space to begin with. Draw the designs for your clients' outdoor spaces and let them do the actual digging.



Video production requires that you have invested in the equipment up front, which can be quite expensive. But that's also what makes your services so valuable. Make sure you have a reel of your work to share, or create a website with several selections of your work available for interested viewers.



Start by organizing photo shoots for your family and friends. As you build a job, ask for references. Photography businesses often thrive by word of mouth, so create a Facebook page where you can tag recent clients, who will also appear in their friends' feeds.

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